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eISSN: 2581-9615 || CODEN: WJARAI || Impact Factor 8.2 ||  CrossRef DOI

Research and review articles are invited for publication in March 2026 (Volume 29, Issue 3) Submit manuscript

Fintech Innovations: What Engineers Can Learn from Startups

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  • Fintech Innovations: What Engineers Can Learn from Startups

Sosin Vitalii *

iOS Senior Software Engineer of FinTech industry, Russia.

Review Article

World Journal of Advanced Research and Reviews, 2025, 26(03), 2822-2825

Article DOI: 10.30574/wjarr.2025.26.3.2459

DOI url: https://doi.org/10.30574/wjarr.2025.26.3.2459

Received on 18 May 2025; revised on 22 June 2025; accepted on 27 June 2025

This article examines the innovative practices of fintech startups and how their approaches can benefit engineers in the banking industry. It analyzes three key areas: speed of development and time-to-market for new features, a culture of experimentation and open APIs, and a strong focus on customer experience. The article emphasizes that even large banks can adopt the flexibility and rapid adaptability of startups while combining it with scale and stability.

Fintech; Startups; Innovation; API; Experimentation; Mobile banking; UX; Engineering practices; Digital transformation

https://wjarr.com/sites/default/files/fulltext_pdf/WJARR-2025-2459.pdf

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Sosin Vitalii. Fintech Innovations: What Engineers Can Learn from Startups. World Journal of Advanced Research and Reviews, 2025, 26(3), 2822-2825. Article DOI: https://doi.org/10.30574/wjarr.2025.26.3.2459

Copyright © Author(s). All rights reserved. This article is published under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which permits use, sharing, adaptation, distribution, and reproduction in any medium or format, as long as appropriate credit is given to the original author(s) and source, a link to the license is provided, and any changes made are indicated.

All statements, opinions, and data contained in this publication are solely those of the individual author(s) and contributor(s). The journal, editors, reviewers, and publisher disclaim any responsibility or liability for the content, including accuracy, completeness, or any consequences arising from its use.

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