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eISSN: 2581-9615 || CODEN: WJARAI || Impact Factor 8.2 ||  CrossRef DOI

Research and review articles are invited for publication in March 2026 (Volume 29, Issue 3) Submit manuscript

A research investigation of the knowledge and behavior of high school students in the domain of financial literacy and personal finance

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  • A research investigation of the knowledge and behavior of high school students in the domain of financial literacy and personal finance

Jinyoung Hwang *

University of edinburgh MA Social Policy and Economics, United Kingdom
 
Research Article
World Journal of Advanced Research and Reviews, 2024, 23(03), 3143-3153
Article DOI: 10.30574/wjarr.2024.23.3.2002
DOI url: https://doi.org/10.30574/wjarr.2024.23.3.2002
 
Received on 25 June 2024; revised on 16 September 2024; accepted on 19 September  2024
 
The research study examines the financial literacy levels and behaviors of high school students, focusing on their preparedness for the financial challenges of adulthood. Financial literacy, encompassing skills like budgeting, saving, and investment decision-making, is essential for personal and societal economic stability. Using a mixed-methods approach, this study assesses students' knowledge, decision-making patterns, and the factors influencing their financial behavior, such as socio-economic and educational backgrounds. It also evaluates the effectiveness of existing high school financial education programs. Findings highlight gaps in students' financial competencies, with significant disparities across demographics, and provide evidence-based recommendations to enhance financial curricula. This research underscores the critical role of financial literacy in reducing economic inequalities and enabling young individuals to make informed decisions, fostering their long-term financial well-being and societal contributions.
 
Financial Literacy; Personal Finance; Budgeting; Saving; Investment; Socio-Economic Factors; Decision-Making; Economic Stability
 
https://wjarr.com/sites/default/files/fulltext_pdf/WJARR-2024-2002.pdf

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Jinyoung Hwang. A research investigation of the knowledge and behavior of high school students in the domain of financial literacy and personal finance. World Journal of Advanced Research and Reviews, 2024, 23(3), 3143-3153. Article DOI: https://doi.org/10.30574/wjarr.2024.23.3.2002

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