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eISSN: 2581-9615 || CODEN: WJARAI || Impact Factor 8.2 ||  CrossRef DOI

Research and review articles are invited for publication in April 2026 (Volume 30, Issue 1) Submit manuscript

Islamicity Cultural Performance Index (ICPI) in increasing customer trust in KSPP syariah BMT NU East of Java Indonesia

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  • Islamicity Cultural Performance Index (ICPI) in increasing customer trust in KSPP syariah BMT NU East of Java Indonesia

Bachrul Ulum *, Agus Eko Sujianto and Dede Nurohman

Islamic Studies Doctoral Program of Isamic State University (UIN) Sayyid Ali Ramatullah Tulungagung, Indonesia.
 
Research Article
World Journal of Advanced Research and Reviews, 2024, 21(03), 1719-1727
Article DOI: 10.30574/wjarr.2024.21.3.0894
DOI url: https://doi.org/10.30574/wjarr.2024.21.3.0894
 
Received on 13 February 2024; revised on 20 March 2024; accepted on 22 March 2024
 
The development of Islamic financial institutions in Indonesia, notably in East Java, has seen significant growth, particularly with the rise of Islamic Commercial Banks (BUS) and Islamic Business Units (UUS) within conventional financial institutions. The study focuses on assessing the performance of East Java BMT NU Sharia KSPP using the Islamic Cultural Performance Index (ICPI) to enhance customer trust. Employing qualitative methods with descriptive analysis, the research evaluates financial performance from 2017 to 2021.
It utilizes the Islamic Performance Index (IPI) approach, examining Profit Sharing Ratio, Equitable Distribution Ratio, and Director-Employee Welfare Ratio. Results demonstrate favorable ratios contributing to customer trust, influenced by aspects like benevolence, integrity, and religious values. While the IPI evaluates financial aspects, the Islamic Cultural Performance Index (ICPI) considers religious values' impact on trust. This study enriches understanding of customer trust dynamics, serving as a resource for enhancing quality learning and analytical frameworks in Islamic finance.
 
Islamic financial institutions; East Java; Performance assessment; Islamic Performance Index (IPI); Customer trust
 
https://wjarr.com/sites/default/files/fulltext_pdf/WJARR-2024-0894.pdf

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Bachrul Ulum, Agus Eko Sujianto and Dede Nurohman. Islamicity Cultural Performance Index (ICPI) in increasing customer trust in KSPP syariah BMT NU East of Java Indonesia. World Journal of Advanced Research and Reviews, 2024, 21(3), 1719-1727. Article DOI: https://doi.org/10.30574/wjarr.2024.21.3.0894

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