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eISSN: 2581-9615 || CODEN: WJARAI || Impact Factor 8.2 ||  CrossRef DOI

Research and review articles are invited for publication in March 2026 (Volume 29, Issue 3) Submit manuscript

Financial inclusion and poverty alleviation: Does it work? (Studies in lower-middle-income countries)

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  • Financial inclusion and poverty alleviation: Does it work? (Studies in lower-middle-income countries)

Lia Nazliana Nasution 1, *, Wahyu Indah Sari 2 and Riska Khairuni 2

1 Master of Economics Study Program, Postgraduate School, Universitas Pembangunan Panca Budi, Medan, Indonesia.
2 Development Economics Study Program, Faculty of Social Sciences, Universitas Pembangunan Panca Budi, Medan, Indonesia.
 
Review Article
World Journal of Advanced Research and Reviews, 2023, 19(03), 189-199
Article DOI: 10.30574/wjarr.2023.19.3.1773
DOI url: https://doi.org/10.30574/wjarr.2023.19.3.1773
 
Received on 23 July 2023; revised on 30 August 2023; accepted on 02 September 2023
 
A stable financial system can build a country's economy. Financial inclusion is one of the strategies undertaken to improve the economy and alleviate poverty. Poverty is a troubling problem for every country. Both developing and developed countries face poverty. Therefore, poverty must be eradicated immediately. This study analyzes financial inclusion in poverty alleviation in five lower-middle-income countries (Indonesia, Myanmar, Laos, Pakistan, and Bangladesh). The variables used in this study are the number of credit accounts, the number of savings accounts, the number of debits, the number of bank branch offices, and economic growth. This research uses secondary data or time series from 2010-2020. The method used in this study is the ARDL Panel method. The panel shows that countries with leading indicators for poverty alleviation are Indonesia, Myanmar, and Pakistan. Meanwhile, the leading indicators variables are the number of creditors, the amount of savings, and the number of debits in the five lower-middle-income countries.
 
Growth; Financial inclusion; Poverty; Lower-Middle-Income Countries; Panel ARDL
 
https://wjarr.com/sites/default/files/fulltext_pdf/WJARR-2023-1773.pdf

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Lia Nazliana Nasution, Wahyu Indah Sari and Riska Khairuni. Financial inclusion and poverty alleviation: Does it work? (Studies in lower-middle-income countries). World Journal of Advanced Research and Reviews, 2023, 19(3), 189-199. Article DOI: https://doi.org/10.30574/wjarr.2023.19.3.1773

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