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eISSN: 2581-9615 || CODEN: WJARAI || Impact Factor 8.2 ||  CrossRef DOI

Research and review articles are invited for publication in July 2026 (Volume 31, Issue 1) Submit manuscript

The role of microfinance in promoting climate-smart agricultural practices among smallholder farmers

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  • The role of microfinance in promoting climate-smart agricultural practices among smallholder farmers

Nasiru Liman Zuru * and Nafisa Usman 

1 Faculty of Management Science, Usmanu Danfodiyo University Sokoto, Nigeria.
2 Salford Business School, University of Salford, Manchester, UK.
 

Review Article

World Journal of Advanced Research and Reviews, 2026, 31(01), 368–373

Article DOI: 10.30574/wjarr.2026.31.1.1138

DOI url: https://doi.org/10.30574/wjarr.2026.31.1.1138

Received on 20 March 2026; revised on 22 May 2026; accepted on 25 May 2026

This paper explores the impact of microfinance on the adoption of climate-smart agriculture (CSA) technologies among smallholder farmers. Evidence indicates that access to microcredit strongly facilitates the activity of sustainable farming practices, such as drought-resistant seeds, flood control measure and effective irrigation.  By easing financial constraints, microfinance enables farmers to invest in technologies that enhance productivity while mitigating environmental risks. Findings suggest a very strong relationship between microfinance access and CSA adoption. Policy recommendations emphasize the need for targeted financial products, technical support, and capacity-building initiatives to maximize the benefits of microfinance in promoting climate-smart agriculture.

Microfinance; Climate-Smart Agriculture; Smallholder Farmers; Technology Adoption; Sustainable Agriculture

https://wjarr.com/sites/default/files/fulltext_pdf/WJARR-2026-1138.pdf

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Nasiru Liman Zuru and Nafisa Usman. The role of microfinance in promoting climate-smart agricultural practices among smallholder farmers. World Journal of Advanced Research and Reviews, 2026, 31(01), 368–373. Article DOI: https://doi.org/10.30574/wjarr.2026.31.1.1138

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