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eISSN: 2581-9615 || CODEN: WJARAI || Impact Factor 8.2 ||  CrossRef DOI

Research and review articles are invited for publication in April 2026 (Volume 30, Issue 1) Submit manuscript

Village credit institution: Does business risk effect on profitability?

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  • Village credit institution: Does business risk effect on profitability?

Putu Sri Arta Jaya Kusuma * and Intan Maulyda

Universitas Pendidikan Nasional, Indonesia.
 
Research Article
World Journal of Advanced Research and Reviews, 2023, 20(03), 1066-1072
Article DOI: 10.30574/wjarr.2023.20.3.2574
DOI url: https://doi.org/10.30574/wjarr.2023.20.3.2574
 
Received on 05 November 2023; revised on 16 December 2023; accepted on 18 December 2023
 
Profitability is a ratio to assess the company's ability to seek profit. Every company is certainly competing to make a profit. The purpose of this study was to determine the significance of credit risk, liquidity risk, and operational risk partially affecting profitability at Village Credit Institutions in Denpasar District. The sample used in the study was 11 Village Credit Institutions with multiple linear regression analysis methods. The results showed that credit risk had a negative and significant effect on the profitability of the Village Credit Institution in South Denpasar District. Liquidity risk has a positive and significant effect on the profitability of the Village Credit Institution in South Denpasar District. Operational risk has a negative and significant effect on the profitability of the Village Credit Institution in South Denpasar District. Credit risk, liquidity risk and operational risk have a significant effect on the profitability of the Village Credit Institution in South Denpasar District.
 
Profitability; Credit Risk; Liquidity Risk; Operational Risk
 
https://wjarr.com/sites/default/files/fulltext_pdf/WJARR-2023-2574.pdf

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Putu Sri Arta Jaya Kusuma and Intan Maulyda. Village credit institution: Does business risk effect on profitability?. World Journal of Advanced Research and Reviews, 2023, 20(3), 1066-1072 . Article DOI: https://doi.org/10.30574/wjarr.2023.20.3.2574

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